Maya Garg
Broker

Royal LePage Signature Realty, Brokerage
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Thinking of upsizing or downsizing read this article first
Posted on Thu, 07 Jun 2018, 04:50:00 PM  in My services,  Real Estate Home Tips, etc.
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Beware of Over-Downsizing or Over-Upsizing

 

Buying a new pair of shoes is relatively easy. Once you find the style you like, all you need to do is try them on and see if they fit. If they do, you go to the cash register and pay.

When it comes to size, buying a new home can be trickier! Whether your intention is to upsize or downsize, figuring out the right size can be especially challenging.

Say for example, you’re downsizing from a large two-story home to a smaller bungalow. You don’t want to underestimate the space you need and end up in a place that feels tight. If you’re going the other way and upsizing, you don’t want to end up sinking extra money into a property that’s larger than you really need.

So how do you avoid these scenarios?

One of the best ways is to start by considering your current home. Do you use all the rooms in your home regularly? Is there a bedroom that’s rarely occupied? Has the recreation room become simply a storage area? If you’re downsizing, subtracting rooms you scarcely use can give you a better idea of what you need in a new home.

Upsizing is a bit more challenging because you have to anticipate what you will need in the future. For example, if you have young children, and your place is feeling cramped, then a home with a recreation room or separate family and living rooms may be a good idea. You may also need a bigger kitchen with a spacious eating area (in addition to a separate dining room.) Think about the extra room you’ll need and how you’ll use that space.

When I work with a client, I typically sit down with them and discuss the type of home they want in detail — and, based on needs and circumstance, I make expert recommendations. Bottom line, I help clients find the perfect fit in a new home. Contact me if you’d like to learn more.

 

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WHAT TYPE OF NEW HOME ARE YOU QUALIFIED TO BUY?
Posted on Thu, 07 Jun 2018, 04:05:00 PM  in Home buying tips,  My services, etc.
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PROPERTY TYPE

When you think about looking for a new home,one of the first questions that probably comes to mind is: "What type of property can I afford?"That's an important question because your price range is a major determining factor in the types and sizes of homes you should be viewing.

You don't want to waste time looking at properties that are beyond your price range. At the same time, you don't want to purchase a less-than-ideal home, only to realize later on that you could have afforded more.

So how do you determine what type of new home you are qualified to purchase?

The first step is to find out what your current property would likely sell for in today's market. I make that calculation for clients all the time. It involves reviewing what homes similar to yours have sold for recently, as well as other data —such as special features your home may have that are likely to boost the selling price.

Once you know the current market value of your home, subtract any outstanding mortgages and estimated selling expenses, and you’ll end up with an amount that can be applied to the purchase of your next home. (You may also have other funds you want to use.)

The next step is to talk to a lender or mortgage broker to see how much of a new mortgage you qualify for. (Call me if you need a recommendation.) It's important to get a Pre- Qualification or Pre-Approval. That makes the offer you make on a new home more credible.

If you want to find out the types and sizes of homes you can get into, give me a call. I'd be happy to show you the possibilities

 

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For sale 7021 Graydon Crt, Mississauga Semi Detached home
Posted on Sat, 19 May 2018, 01:55:00 PM  in Real Estate,Buying,Selling,Condominium,Semi-Detached-Detached homes, Mississauga,Milton,Brampton, Oakville,GTA WESTHOMES,Toronto-Maya Garg,Staging,Mortgage,Royal Lepage Signature,Relocation,UAE,USA,Canada,Emirates,  MISSISSAUGA REAL ESTATE HOME FOR SALE, etc.
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Just listed a Beautiful Semi detached home in the heart of Mississauga Walking distance to LISGAR GO station, amazing schools, Child safe court. 7021 Graydon Crt. Mississauga

 

Need more information please call me or text me.  Great opportunity for Renters/First time Buyers.

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Just Listed 3BR+Den 1450Sqft Condo for Sale-100 County Crt Blvd. Brampton
Posted on Tue, 13 Feb 2018, 06:20:00 PM  in For Sale in Brampton
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If you are looking for a large condo for your family and great security, then your search is over.  Here is the Immaculate Corner unit in one of the prestigious Crown building in Brampton.  100 County Crt Blvd.   You will fall in love with this condo. Click the link below to have a sneak preview.

Call or text me for a private viewing.

 

http://mediatours.ca/property/100-county-court-boulevard-brampton/

 

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GTAWesthomes Resale Market Update January 2018
Posted on Tue, 30 Jan 2018, 07:45:00 PM  in Real Estate,Buying,Selling,Condominium,Semi-Detached-Detached homes, Mississauga,Milton,Brampton, Oakville,GTA WESTHOMES,Toronto-Maya Garg,Staging,Mortgage,Royal Lepage Signature,Relocation,UAE,USA,Canada,Emirates,  REAL ESTATE RESALE MARKET REPORT, etc.

Real Estate Resale Market Update for January 2018:

The market in different areas behaved very differently.  Some of the neighbourhoods saw multiple offers and the prices were high compared to other neighbourhoods.  The buyers are definately out now to buy the homes.  So if you need market status on your street or in your neighbourhood, please feel free to send me a text or email.

Toronto Real Estate Board President Tim Syrianos announced that Greater Toronto Area REALTORS® reported 4,019 residential transactions through TREB's MLS® System in January 2018. This result was down by 22 per cent compared to a record 5,155 sales reported in January 2017.

The number of new listings entered into TREB's MLS® System amounted to 8,585 – a 17.4 per cent increase compared to 7,314 new listings entered in January 2017. However, it is important to note that the level of new listings was the second lowest for the month of January in the past 10 years.

"TREB released its outlook for 2018 on January 30th. The outlook pointed to a slower start to 2018, especially compared to the record-setting pace experienced a year ago. As we move through the year, expect the pace of home sales to pick up, as the psychological impact of the Fair Housing Plan starts to wane and home buyers find their footing relative to the new OSFImandated stress test for mortgage approvals through federally regulated lenders," said Mr. Syrianos.

The MLS® Home Price Index Composite Benchmark was up by 5.2 per cent year-over-year. This annual rate of growth was driven by the condominium apartment market segment, with doubledigit annual growth versus the single-family segment, with prices essentially flat compared to last year. The overall average selling price was down by 4.1 per cent year-over-year to $736,783. This decline was weighted toward the detached segment of the market. In the City of Toronto, the average selling price was up for all home types except for detached houses.

"It is not surprising that home prices in some market segments were flat to down in January compared to last year. At this time last year, we were in the midst of a housing price spike driven by exceptionally low inventory in the marketplace. It is likely that market conditions will support a return to positive price growth for many home types in the second half of 2018. The condominium apartment segment will be the driver of this price growth," said Jason Mercer, TREB's Director of Market Analysis.

 

 

 

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Yearly Property Potential Evaluation
Posted on Mon, 30 Oct 2017, 07:30:00 PM  in Home Inspections
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property value

Once a Year, Consider Your Property’s Potential Assuming that at each renewal, a homeowner’s mortgage would be less than it was in the previous term, homeowners can look forward to eventually improving their monthly cash flow. In addition to a smaller mortgage, some may also enjoy the benefit of additional home equity if the property’s market value has increased since it was first purchased. If these factors are working in your favour, it could be a good time to think about your options.

For example, you could consider increasing your monthly payments and shortening the amortization period for your remaining mortgage. Alternatively, you might consider upsizing to a more accommodating home, or downsizing and benefitting from more affordable monthly costs (e.g. mortgage, condo fees, etc.) and fewer responsibilities. If you’re looking for financial opportunities, another option might be to examine the income-earning potential of a second property that could provide you with a stable monthly return on your investment. If now is the time to consider how you may capitalize on your property’s potential, let’s meet to discuss the best options for you. We can start with a candid evaluation of today’s market and your property, and then consider the factors that might affect values in the short and long term.

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Thinking about Purchasing Home Automation Product
Posted on Fri, 29 Sep 2017, 05:50:00 PM  in Home Security Tips,  FUTURE TECHNOLOGY, etc.
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Should You Buy the Latest Home Automation Gadgets?

You’re at work when the thought hits you, “Did I lock the door when I left this morning?” You check your smartphone, see that you didn’t, and click the “LOCK” button. Now your house is secure.

That’s home automation for you!

But, is home automation a good idea? That depends on a number of factors.

On the pro side, home automation can improve your quality of life. There are automation products that will adjust heating/cooling depending on whether or not you’re home, make your morning coffee when you get out of bed, and the list goes on and on. These conveniences save you time.

Home automation can also give you peace-of-mind. It’s comforting to be able to remotely see the inside of your home and check that everything’s okay.

Home automation can also make your property more appealing to buyers. Traditionally, buyers like homes with security systems, and will appreciate other automation gizmos, too.

The only downside is the cost. Like most new technology, home automation products can be pricey and may become out-of-date within just a few years.

Thinking about it? Experts advise you to do your research first. Check out product reviews online. Then, if you determine that a particular product is going to benefit you, go for it!

 

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10 Reasons to Sell your Home This Month
Posted on Fri, 29 Sep 2017, 05:40:00 PM  in Home selling tips,  Creating Wealth from Home Equity, etc.
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10 Reasons to List Your Home This Month

top 10 reasons

Is selling your property the furthest thing from your mind? Well, here are some reasons for listing your property that you might not have considered.

1. Your property may be worth more than you think. (It’s difficult to determine market value on your own. I can calculate it for you. Give me a call.)

2. You might qualify for a better home than you anticipate.

3. Perhaps you are tired of your current property and want a change.

4. There may be homes on the market in a neighbourhood in which you’ve always wanted to live.

5. Your current property may no longer meet your needs.

6. Your neighbourhood may have changed in ways you don’t like.

7. You might be ready to downsize or upsize and you no longer want to put that off.

8. You may want to sell in the fall, so you can have a fresh start in a new home in the new year.

9. Depending on the type of home you’re considering, you could end up with lower mortgage payments or no mortgage at all.

10. You might want to move to a home that’s more conveniently located near work, family and hobbies.

Of course, you may have your own reasons for listing this month. Why not discuss them with a real estate expert? Me. I can answer your questions and explain the options available to you.

 

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Treat a BBQ with the same care you would a camp fire
Monday, 11 September 2017, 07:40:00 PM
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BBQ Safety Tips You Should Know

According to a recent study, the average homeowner pays more attention to kitchen stove safety than they do BBQ safety. But, the fact is, a BBQ mishap can be just as devastating. So, it pays to know the latest safety tips.

Keep BBQs at least 8 feet away from your house.

Check for venture tube blockages regularly. (Spiders are notorious for spinning webs in there.)

Clean the grill frequently to prevent flare ups. A grease fire on the grill can continue burning even after you’ve turned the BBQ off.

Don’t position your BBQ close to foliage, such as under a tree or next to shrubs.

Never BBQ in an enclosed area, such as a garage, even if the space is well ventilated.

Avoid leaving the grill unattended, especially when cooking greasy foods such as sausages, beef burgers or steaks.

Do not let children BBQ.

Finally, make sure your BBQ is turned completely off after use. It’s a good idea to double-check this when making the rounds and locking up your home for the night.

Experts say you should treat a BBQ as you would a camp fire — with care.

 

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Three reasons to talk to me today, even if you’re not yet ready to sell:
Posted on Mon, 05 Jun 2017, 07:50:00 PM  in Marketing strategies
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3 Reasons to Talk to a Realtor Today

 

 

You might naturally assume that it is most important to talk to a Realtor when you’re selling or buying a home. But there are many other circumstances in which it makes sense to give me a call. Here are a few examples.

1. When you’re at the “thinking about it” stage

If you’re just thinking about selling your home, and haven’t made a firm decision yet, you might feel uncomfortable calling a Realtor. Don’t be. In fact, I welcome your call. We can discuss what your current property will likely sell for on today’s market, and determine the type of home you qualify to buy. That way, you’ll have some clarity and be able to make a more informed decision.

2. If you’re nervous about the selling process

If you haven’t sold a home before, you might be concerned about what’s involved in the process. You might even worry that putting your home on the market is going to be a lot of work and create a lot of turbulence for you and your family. Fortunately, selling your home doesn’t need to be scary. In fact, a big part of my job as a Realtor is to make the process as smooth and trouble-free as possible. So if you have concerns about selling your home, you should give me a call.

3. If you have questions

You likely have questions about the local real estate scene from time to time. You might have questions like: “How much did that home around the  corner sell for?”; “Is now a good time to make a move, or should I wait until the market changes?”; and, “How much is my current home worth?”

When you have questions like those, you don’t need to dig for answers on your own. You can give me a call. As an expert in the local market, I can give you the answers you need.

 

 

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