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Maya Garg
Broker

Royal LePage Signature Realty, Brokerage
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Thinking of buying into a new development? Read this first
Posted on Fri, 07 Jun 2019, 08:00:00 PM  in Home buying tips,  Real Estate,Buying,Selling,Condominium,Semi-Detached-Detached homes, Mississauga,Milton,Brampton, Oakville,GTA WESTHOMES,Toronto-Maya Garg,Staging,Mortgage,Royal Lepage Signature,Relocation,UAE,USA,Canada,Emirates, etc.

Should you Buy a Resale or a New-Build?

If you're thinking about buying a new home, you may be considering purchasing in a new development. How does that compare to purchasing a resale property?

Buying a newly-built home has some advantages. Depending on the development, you may have leeway in the style of the home and the lot you choose. Also, when the home is built, you'll be moving into a place where everything is brand new!

On the downside, however, you may be forced to make a decision based purely on marketing brochures and floor plans. Unless there's a model home just like the one you want, you'll be buying sight unseen. Also, there may be unpredictable construction delays — an unpleasant experience if you've already sold your current property.

Of course, buying a resale home may also have a downside. For example, the house might need work, such as a new roof. What you see is pretty much what you get. And, that’s true for the floor plan too. You can't ask for the living room to be five feet wider, unless you decide to renovate.

On the other hand, a big advantage of a resale home is moving into a neighbourhood that is already there for you to see and explore. Unlike in a new development, you can get a very clear idea of what it’s going to be like to live there.

Plus, you get to see the house too!

Regardless of which way you go, I can help you make the best decision and find the home that's perfect for you. Call today.

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Ask these 5 questions if you're struggling to decide whether or not to sell:
Posted on Fri, 07 Jun 2019, 07:45:00 PM  in Home selling tips
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Stay or Move? 5 Questions that Help you Decide

Q & A

It can be tough to make the decision to sell. In fact, for many homeowners, it's overwhelming. If you're considering making a move and struggling with the decision, here are five helpful questions to ask yourselves:

1. “What are our practical reasons for selling?” This question refers to what you'll get by moving to a new home. The reasons could include a bigger backyard, shorter commute to work, an extra bedroom, a more desirable neighbourhood, etc.

2. “What are our emotional reasons for selling?” This question refers to how you'll feel about living in a new home. For example, you might feel safer, less cramped, less worried (because the local schools are better), or happier (because the shorter commute means more time with your family.)

3. “What type of new home can we afford?” This question involves finding out how much you'll likely get when you sell your existing home and how much of a mortgage you qualify to receive. With that information, you'll have a price range within which you can comfortably shop plus a clear idea of what your mortgage payments will be.

4. “In what ways will our lifestyle be better in a new home?” This ties in closely with emotional reasons for selling. It relates to what your life will be like in a new home. Try to paint a picture in your mind. For example, you might want to be able to spend Saturday afternoons relaxing in your bigger backyard or Sunday nights entertaining friends and family in your larger living room.

5. “What else do we need to know before we decide to sell and move?” Sometimes people are hesitant about selling simply because they have unanswered questions. So, if there’s any part of the selling and buying process that’s not clear, be sure to ask me.

Did thinking about these questions help make the decision easier? If you need more help or want to talk  about your decision, call today!

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Buying a Home in a Competitive Neighbourhood
Posted on Fri, 22 Feb 2019, 06:10:00 PM  in Home buying tips
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 Buying a Home in a Competitive Neighborhood

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 Imagine you’ve dreamed of living in a particular neighborhood, perhaps for years, and then, when you're finally ready to make a move, finding out that the area is competitive and buying there is definitely a challenge.

A disappointment? Not necessarily. There is a lot you can do to buy into a popular neighborhood, even in competitive offer situations.

Your first step is to start targeting that area now. Find out about property types, prices and trends. In particular, you’ll need to know what price range you should be thinking about, and making sure that it’s going to fit your budget. To do that, you might need to get a determination of the Fair Market Value of your current home.

Next, begin making preparations so you can get a jump on opportunities in that neighborhood quickly. You don't want to see a great property come on the market and not be ready to make a move. So, get your current home in order so it’s ready for a quick listing.

If possible, make arrangements to get alerted to new listings as soon as they come on the market. Keep in mind that a new listing may not appear online for several days. By getting advance notice, you can be among the first buyers to see the home and have an early advantage over other buyers.

If it's likely there's going to be competing offers for the home you want, there are many strategies that can increase your chances of winning. These involve going in at the right price, minimizing conditions to the offer, presenting the offer appropriately, and negotiating effectively.

Is there a neighborhood you want to get into? I can help make it happen. Call today.

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Balancing the Emotional and Practical Sides of Buying a Home
Posted on Fri, 09 Nov 2018, 06:30:00 PM  in Home buying tips,  My services, etc.
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Balancing the Emotional and Practical Sides of Buying a Home

 

Imagine this scenario...

You're shopping for a new home. You drive to visit a recent listing. As you walk through the front doors, you're impressed. Every room looks fantastic. You see yourself relaxing on the spacious patio, cooking in the modern kitchen, and enjoying evenings with the family in the cozy living room.

Your emotions are on overdrive. This is your dream home!

Should you make an offer? Probably. In fact, you should make that decision quickly in case there are other interested buyers.

However, your decision shouldn't be guided purely by emotion. You want to make sure you take practical matters into consideration too.

For example, you'll want to consider:

· Is the property within your price range?

· Does it have everything you need?

· Do you like the neighbourhood?

· How old is the property? Are there items, such as the furnace, that may need to be replaced soon?

· Will it need any major repairs or upgrades?

· What are the average monthly costs of carrying the home? (Property taxes, utilities, etc.)

Once you've considered the purchase of the home from a practical standpoint, you'll have a lot more confidence in your decision when you make an offer.

Need help? Call me

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Setting Your List Price Requires Calculation and Savvy
Posted on Fri, 09 Nov 2018, 06:10:00 PM  in Home selling tips,  Marketing strategies, etc.
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When you're having a garage sale, one of the toughest tasks is pricing your items. If you put a price tag on your old golf clubs that’s too high, no one will buy them. If you make the price too low, they might sell quickly, but you’ll spend the rest of the day wondering if you could have gotten more!

It's similar to selling your home — except with your home, the stakes are much higher.

You want to price your property to sell, but you don’t want to leave any money on the table.

How do you accomplish that?

Setting the right list price for your home requires a combination of skilled calculation and industry savvy.

Let's start with the "calculation" part...

When you work with me, I'll review recently sold properties that are similar to yours in type, size, features and location. Then, using that data, we’ll calculate a range that represents your property's "current market value."

For example, consider a spacious 15-year-old bungalow in a nice neighbourhood. If similar homes in the area have sold for $475,000- $550,000 in the last six months, then it's obvious that your home should sell in that range too. A list price above or below that range would be in the danger zone.

But skilled calculation is only half the task.

Setting your list price also requires expertise in the local market, combined with good old-fashioned gut instinct. That instinct comes from being on the front lines of many property transactions.

That's why working with a good real estate salesperson is so important, when you’re deciding on the list price for your home.

Want to discuss selling your home? Call me.

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Thinking of upsizing or downsizing read this article first
Posted on Thu, 07 Jun 2018, 04:50:00 PM  in My services,  Real Estate Home Tips, etc.
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Beware of Over-Downsizing or Over-Upsizing

 

Buying a new pair of shoes is relatively easy. Once you find the style you like, all you need to do is try them on and see if they fit. If they do, you go to the cash register and pay.

When it comes to size, buying a new home can be trickier! Whether your intention is to upsize or downsize, figuring out the right size can be especially challenging.

Say for example, you’re downsizing from a large two-story home to a smaller bungalow. You don’t want to underestimate the space you need and end up in a place that feels tight. If you’re going the other way and upsizing, you don’t want to end up sinking extra money into a property that’s larger than you really need.

So how do you avoid these scenarios?

One of the best ways is to start by considering your current home. Do you use all the rooms in your home regularly? Is there a bedroom that’s rarely occupied? Has the recreation room become simply a storage area? If you’re downsizing, subtracting rooms you scarcely use can give you a better idea of what you need in a new home.

Upsizing is a bit more challenging because you have to anticipate what you will need in the future. For example, if you have young children, and your place is feeling cramped, then a home with a recreation room or separate family and living rooms may be a good idea. You may also need a bigger kitchen with a spacious eating area (in addition to a separate dining room.) Think about the extra room you’ll need and how you’ll use that space.

When I work with a client, I typically sit down with them and discuss the type of home they want in detail — and, based on needs and circumstance, I make expert recommendations. Bottom line, I help clients find the perfect fit in a new home. Contact me if you’d like to learn more.

 

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WHAT TYPE OF NEW HOME ARE YOU QUALIFIED TO BUY?
Posted on Thu, 07 Jun 2018, 04:05:00 PM  in Home buying tips,  My services, etc.
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PROPERTY TYPE

When you think about looking for a new home,one of the first questions that probably comes to mind is: "What type of property can I afford?"That's an important question because your price range is a major determining factor in the types and sizes of homes you should be viewing.

You don't want to waste time looking at properties that are beyond your price range. At the same time, you don't want to purchase a less-than-ideal home, only to realize later on that you could have afforded more.

So how do you determine what type of new home you are qualified to purchase?

The first step is to find out what your current property would likely sell for in today's market. I make that calculation for clients all the time. It involves reviewing what homes similar to yours have sold for recently, as well as other data —such as special features your home may have that are likely to boost the selling price.

Once you know the current market value of your home, subtract any outstanding mortgages and estimated selling expenses, and you’ll end up with an amount that can be applied to the purchase of your next home. (You may also have other funds you want to use.)

The next step is to talk to a lender or mortgage broker to see how much of a new mortgage you qualify for. (Call me if you need a recommendation.) It's important to get a Pre- Qualification or Pre-Approval. That makes the offer you make on a new home more credible.

If you want to find out the types and sizes of homes you can get into, give me a call. I'd be happy to show you the possibilities

 

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For sale 7021 Graydon Crt, Mississauga Semi Detached home
Posted on Sat, 19 May 2018, 01:55:00 PM  in Real Estate,Buying,Selling,Condominium,Semi-Detached-Detached homes, Mississauga,Milton,Brampton, Oakville,GTA WESTHOMES,Toronto-Maya Garg,Staging,Mortgage,Royal Lepage Signature,Relocation,UAE,USA,Canada,Emirates,  MISSISSAUGA REAL ESTATE HOME FOR SALE, etc.
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Just listed a Beautiful Semi detached home in the heart of Mississauga Walking distance to LISGAR GO station, amazing schools, Child safe court. 7021 Graydon Crt. Mississauga

 

Need more information please call me or text me.  Great opportunity for Renters/First time Buyers.

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Just Listed 3BR+Den 1450Sqft Condo for Sale-100 County Crt Blvd. Brampton
Posted on Tue, 13 Feb 2018, 06:20:00 PM  in For Sale in Brampton
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If you are looking for a large condo for your family and great security, then your search is over.  Here is the Immaculate Corner unit in one of the prestigious Crown building in Brampton.  100 County Crt Blvd.   You will fall in love with this condo. Click the link below to have a sneak preview.

Call or text me for a private viewing.

 

http://mediatours.ca/property/100-county-court-boulevard-brampton/

 

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GTAWesthomes Resale Market Update January 2018
Posted on Tue, 30 Jan 2018, 07:45:00 PM  in Real Estate,Buying,Selling,Condominium,Semi-Detached-Detached homes, Mississauga,Milton,Brampton, Oakville,GTA WESTHOMES,Toronto-Maya Garg,Staging,Mortgage,Royal Lepage Signature,Relocation,UAE,USA,Canada,Emirates,  REAL ESTATE RESALE MARKET REPORT, etc.

Real Estate Resale Market Update for January 2018:

The market in different areas behaved very differently.  Some of the neighbourhoods saw multiple offers and the prices were high compared to other neighbourhoods.  The buyers are definately out now to buy the homes.  So if you need market status on your street or in your neighbourhood, please feel free to send me a text or email.

Toronto Real Estate Board President Tim Syrianos announced that Greater Toronto Area REALTORS® reported 4,019 residential transactions through TREB's MLS® System in January 2018. This result was down by 22 per cent compared to a record 5,155 sales reported in January 2017.

The number of new listings entered into TREB's MLS® System amounted to 8,585 – a 17.4 per cent increase compared to 7,314 new listings entered in January 2017. However, it is important to note that the level of new listings was the second lowest for the month of January in the past 10 years.

"TREB released its outlook for 2018 on January 30th. The outlook pointed to a slower start to 2018, especially compared to the record-setting pace experienced a year ago. As we move through the year, expect the pace of home sales to pick up, as the psychological impact of the Fair Housing Plan starts to wane and home buyers find their footing relative to the new OSFImandated stress test for mortgage approvals through federally regulated lenders," said Mr. Syrianos.

The MLS® Home Price Index Composite Benchmark was up by 5.2 per cent year-over-year. This annual rate of growth was driven by the condominium apartment market segment, with doubledigit annual growth versus the single-family segment, with prices essentially flat compared to last year. The overall average selling price was down by 4.1 per cent year-over-year to $736,783. This decline was weighted toward the detached segment of the market. In the City of Toronto, the average selling price was up for all home types except for detached houses.

"It is not surprising that home prices in some market segments were flat to down in January compared to last year. At this time last year, we were in the midst of a housing price spike driven by exceptionally low inventory in the marketplace. It is likely that market conditions will support a return to positive price growth for many home types in the second half of 2018. The condominium apartment segment will be the driver of this price growth," said Jason Mercer, TREB's Director of Market Analysis.

 

 

 

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